Delaware County Insurance Fraud Attorney

Since 1995, Pennsylvania has maintained units that specialize in the many types of crimes involving insurance fraud overseen by the Office of the Attorney General. Fraud occurs in auto, life, commercial liability, and other types of insurance. In 2017, there was a 34% increase in the reported incidents of automobile insurance fraud statewide. Motorists in Pennsylvania are reported to pay nearly an additional $300 in annual premiums attributed to fraud.

The annual losses from insurance fraud in the U.S. are estimated at $80 billion. The Delaware County District Attorney maintains an Insurance Fraud Unit that investigates such allegations. The prevalence of fraud has led to a rise in funding for enforcement and increased public awareness. Often those prosecuting potential violations act hastily and may rush to judgment without properly considering the rights of the accused. Those facing these allegations should consult with a defense attorney that is extremely familiar with this area of practice.

Defining Insurance Fraud

Acts of fraud associated with insurance may be made by those applying for insurance, policyholders, third-parties filing a claim, professional providers of good and services for claimants, and others. Some of the common actions of fraud involve “inflating” the value of a claim or falsifying or omitting information in the application process. Other examples include filing claims for injuries that do not exist or for products and services that were never provided or received.

One of the key elements in acts of insurance fraud is that it is committed with intent (knowingly). The Pennsylvania Code explains that it may involve filing information that is “false, incomplete, or misleading.” In addition to criminal actions, insurers may pursue damages through civil actions.

Pennsylvania: Types of Insurance Fraud[1]

Automobile

Homeowners

Workers Compensation

Health

Commercial

Life

Other

57%

13%

10%

9%

7%

2%

2%

Potential Penalties

Insurance fraud is generally a felony offense of the third degree that is punishable by up to seven years of incarceration and/or a fine of up to $15,000. Some related offenses may be misdemeanors of the first degree that carry a maximum sentence of five years of incarceration and/or a fine of up to $10,000. In addition to any of the penalties, the court may order those convicted to make restitution.

Importance of Seasoned Legal Representation

Insurance fraud is a serious felony charge that can result in harsh consequences. Those with a felony conviction may face long-term problems when subjected to a background check. This screening process is commonly used by employers that are considering a new hire, by landlords for prospective tenants, and by some agencies responsible for professional licensing. Your attorney may potentially challenge evidence, uncover errors in investigative procedure, and employ a host of other methods to aid your defense.

Experienced Delaware County Attorney for Defending Insurance Fraud Cases

Attorney Joseph D. Lento has the experience necessary to effectively defend criminal allegations in the Pennsylvania court system.  He will closely review the specific circumstances related to the allegations and create a comprehensive defense strategy. Make the call to (888) 535-3686 today for a complimentary case evaluation.


[1] https://www.helpstopfraud.org/IFPA_2018Report-Final2.pdf

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Attorney Joseph D. Lento has more than a decade of experience successfully resolving clients' criminal charges in Philadelphia and the Pennsylvania counties. If you are having any uncertainties about what the future may hold for you or a loved one, contact the Lento Law Firm today! Criminal defense attorney Joseph D. Lento will go above and beyond the needs of any client, and will fight until the final bell rings.

This website was created only for general information purposes. It is not intended to be construed as legal advice for any situation. Only a direct consultation with a licensed Pennsylvania, New Jersey, and New York attorney can provide you with formal legal counsel based on the unique details surrounding your situation. The pages on this website may contain links and contact information for third party organizations – the Lento Law Firm does not necessarily endorse these organizations nor the materials contained on their website. In Pennsylvania, Attorney Joseph D. Lento represents clients throughout Pennsylvania's 67 counties, including, but not limited to Philadelphia, Bucks, Chester, Delaware, Montgomery, Berks, Lancaster, Lehigh, and Northampton County. In New Jersey, attorney Joseph D. Lento represents clients throughout New Jersey's 21 counties: Atlantic, Bergen, Burlington, Camden, Cape May, Cumberland, Essex, Gloucester, Hudson, Hunterdon, Mercer, Middlesex, Monmouth, Morris, Ocean, Passaic, Salem, Somerset, Sussex, Union, and Warren County, In New York, Attorney Joseph D. Lento represents clients throughout New York's 62 counties. Outside of Pennsylvania, New Jersey, and New York, unless attorney Joseph D. Lento is admitted pro hac vice if needed, his assistance may not constitute legal advice or the practice of law. The decision to hire an attorney in Philadelphia, the Pennsylvania counties, New Jersey, New York, or nationwide should not be made solely on the strength of an advertisement. We invite you to contact the Lento Law Firm directly to inquire about our specific qualifications and experience. Communicating with the Lento Law Firm by email, phone, or fax does not create an attorney-client relationship. The Lento Law Firm will serve as your official legal counsel upon a formal agreement from both parties. Any information sent to the Lento Law Firm before an attorney-client relationship is made is done on a non-confidential basis.

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