Berks County Insurance Fraud Attorney

In 2018, The Pennsylvania Attorney General Josh Shapiro announced a statewide sweep that resulted in 60 arrests of individuals for insurance fraud. Shapiro issued a statement explaining that insurance fraud ultimately burdens all consumers by increasing premiums. This sweep is part of a broad effort to prevent and prosecute those who seek to deceive insurance companies.

Recent Insurance Fraud Information

According to the National Insurance Crime Bureau, as many as an estimated 10% of insurance claims in the property-casualty sector are fraudulent. This type of unlawful activity is now the second leading “white-collar” crime in the U.S. behind tax evasion. The term white-collar crime is defined by Merriam Webster as one that involves “stealing money from a company” and one often committed by “white-collar workers.” These are crimes of deception that rarely involve direct use of force or create physical harm.

Understanding Insurance Fraud

Insurance fraud is a crime that is intentionally committed. It typically involves providing “false, incomplete or misleading” information to an insurance company. This false or inaccurate information may involve “any fact or thing material to the claim.” The crime is often committed by several individuals that “assists, abets, solicits” or otherwise conspires to commit fraud.

This crime may be committed when someone unlicensed or unauthorized acts as an agent or broker. Organizations that provide healthcare-related products or services may seek to defraud medical insurers.

Some Common Specific Examples

  • “Staging” an automobile accident or falsely claiming a car was stolen
  • A medical provider who orders and performs unnecessary testing or diagnostics to file a claim for reimbursement
  • Intentionally creating a fire at a home or commercial property that is insured
  • Claiming that valuable items that were insured have been stolen
  • “Inflating” or otherwise misrepresenting the value of insured items that are damaged or stolen

Penalties and Level of Offense

Under Pennsylvania law, charges of insurance fraud may be either a first-degree misdemeanor or third-degree felony offense depending on the circumstances. In addition to fines and imprisonment, offenders are typically ordered to make restitution for the financial losses created.

Level of Offense

Maximum Period of Incarceration

Maximum Fine

First-Degree Misdemeanor

5 years

$10,000

Third-Degree Felony

7 years

$15,000

Berks County Criminal System

Berks County has an established jail system that houses offenders in a secure environment. The Jail System Community Reentry Center (CRC) assists offenders with reentering the community in efforts to reduce recidivism. Berks County has an Adult Probation & Parole Office and Juvenile Probation Department that provide community supervision for offenders. There are also Treatment Court Programs offering specialized offender services including treatment for drug or alcohol dependency and those with mental health concerns.

Importance of Retaining Seasoned Legal Counsel

The Pennsylvania Attorney General's Office is committed to deterring crimes of insurance fraud. Prosecutors across the state are not viewing these offenses as “victimless crimes” and are imposing significant prison sentences. Those facing these types of allegations are strongly encouraged to seek experienced defense counsel.

Pennsylvania Attorney Defends Allegations of Insurance Fraud

Joseph D. Lento has spent many years representing clients accused of fraudulent activity. He employs a proactive approach that challenges the evidence and will ensure your rights are protected. Contact the office today at (888) 535-3686 for a consultation.

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Attorney Joseph D. Lento has more than a decade of experience successfully resolving clients' criminal charges in Philadelphia and the Pennsylvania counties. If you are having any uncertainties about what the future may hold for you or a loved one, contact the Lento Law Firm today! Criminal defense attorney Joseph D. Lento will go above and beyond the needs of any client, and will fight until the final bell rings.

This website was created only for general information purposes. It is not intended to be construed as legal advice for any situation. Only a direct consultation with a licensed Pennsylvania, New Jersey, and New York attorney can provide you with formal legal counsel based on the unique details surrounding your situation. The pages on this website may contain links and contact information for third party organizations – the Lento Law Firm does not necessarily endorse these organizations nor the materials contained on their website. In Pennsylvania, Attorney Joseph D. Lento represents clients throughout Pennsylvania's 67 counties, including, but not limited to Philadelphia, Bucks, Chester, Delaware, Montgomery, Berks, Lancaster, Lehigh, and Northampton County. In New Jersey, attorney Joseph D. Lento represents clients throughout New Jersey's 21 counties: Atlantic, Bergen, Burlington, Camden, Cape May, Cumberland, Essex, Gloucester, Hudson, Hunterdon, Mercer, Middlesex, Monmouth, Morris, Ocean, Passaic, Salem, Somerset, Sussex, Union, and Warren County, In New York, Attorney Joseph D. Lento represents clients throughout New York's 62 counties. Outside of Pennsylvania, New Jersey, and New York, unless attorney Joseph D. Lento is admitted pro hac vice if needed, his assistance may not constitute legal advice or the practice of law. The decision to hire an attorney in Philadelphia, the Pennsylvania counties, New Jersey, New York, or nationwide should not be made solely on the strength of an advertisement. We invite you to contact the Lento Law Firm directly to inquire about our specific qualifications and experience. Communicating with the Lento Law Firm by email, phone, or fax does not create an attorney-client relationship. The Lento Law Firm will serve as your official legal counsel upon a formal agreement from both parties. Any information sent to the Lento Law Firm before an attorney-client relationship is made is done on a non-confidential basis.

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